![]() Cancellation of automobile insurance policies - Grounds. (c) This part applies only to that portion of an automobile liability policy insuring against bodily injury and property damage liability and to the provisions therein, if any, relating to medical payments and/or uninsured motorist coverage.ĥ6-7-1302. (4) Any policy of insurance issued principally to cover personal or premises liability of an insured even though such insurance may also provide some incidental coverage for liability arising out of the ownership, maintenance or use of a motor vehicle on the premises of such insured or on the ways immediately adjoining such premises. (3) Any policy covering garage, automobile sales agency, repair shop, service station or public parking place operation hazards or (2) Any policy insuring more than four (4) automobiles (1) Policies of automobile liability insurance issued under an automobile assigned risk plan (B) Any other four (4) wheel motor vehicle with a load capacity of one thousand five hundred pounds (1,500 lbs.) or less which is not used in the occupation, profession or business of the insured, other than driving to and from the insured's place of employment or used in the occupation of farming. (A) A motor vehicle of the private passenger or station wagon type that is not used as a public or livery conveyance for passengers, nor rented to others or (2) "Private passenger automobile liability insurance policy" means a policy delivered or issued for delivery in this state, insuring a natural person as named insured, or one (1) or more related individuals resident of the same household, and under which the insured vehicles therein designated are of the following types only: (1) "Nonpayment of premium" means failure of the named insured to discharge when due any obligations in connection with the payment of premiums on a policy of automobile liability insurance or any installment of such premium, whether the premium is payable directly to the insurer or its agent or indirectly under any premium finance plan or extension of credit and If the reason for non-renewable is not given in the notice the notice must advise the insured that upon written request received not later than fifteen (15) days after the effective date of non-renewable the insurer will mail the insured a written statement specifying a reason.ĥ6-7-1301. Again proof of mailing of notice shall be sufficient proof of notice. Mailing of notice shall be sufficient proof of notice.Ī company may non-renew a private passenger automobile policy by giving at least thirty (30) days notice. TCA 56-7-1302 lists several reasons for which a policy may be canceled if it has been effective over sixty (60) days or has been renewed. If a policy has been in effect less than sixty (60) days and is not a renewal it may be cancelled by giving not less than ten (10) days notice. (b) If any company fails or refuses to file, within the time required by this chapter, such certificate or form upon the request of an insured, reasonably made, the company shall forfeit to the insured the amount of one hundred dollars ($100) and shall be liable for damages in the amount of any damages sustained by the insured on account of the failure or refusal of the company to file the required form or certificate, such sums to be recoverable at the suit of the insured. (a) Whenever, under the provisions of this chapter, any person is required to file with the commissioner of safety acceptable evidence of security, proof of financial responsibility, and such requirement may be satisfied by written proof of insurance coverage in the amounts required by this chapter, and the person is so insured, it is the duty of the insurance company with whom the person has insurance to file, upon request of the insured, the necessary information with the commissioner on a certificate or form approved by the commissioner. ![]() Duty of insurance company to file written proof of insurance when required - Civil penalty for violation. This section places the burden on the insurance company to file an SR-22 if requested by the insured and the person had insurance in force when incident occurred.ĥ5-12-137.
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